Community State Bank Privacy Policy

Defined Terms

Affiliate – a company related to us by common control or ownership.Nonaffiliated third party – a company that is not an affiliate of ours.Nonpublic personal information – personally identifiable financial information that you provide to us to obtain a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.

Information We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates or others
• Information from a consumer reporting agency

Information That We Share

In order to provide you with additional products and services we believe may be beneficial to you, we may at times share nonpublic personal information with our affiliates, as permitted by law.

Since we value our customer relationship with you, we will not disclose or sell your nonpublic personal information to non-affiliates such as retailers or direct marketers. However, we are permitted under law to disclose nonpublic personal information about you to nonaffiliated third parties in certain circumstances. We may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us.

We do not disclose nonpublic personal information about former customers, except as required or permitted by law.