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PERSONAL OPTIONS | BUSINESS OPTIONS | INSIDE CSB | PRIVACY | SECURITY | CUSTOMER SUPPORT
 
Online Banking
Personal Checking
 
  EveryDay Rewards Checking
  EveryDay Checking
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  Preferred Checking with Interest
  Campus Checking
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Personal Checking

EVERYDAY REWARDS CHECKING new
related services
Reorder Personal Checks
What is Check Safekeeping?
Switch Your Accounts To CSB
Community Check Card
Account Fee Schedule
EVERYDAY CHECKING
ADVANTAGE CHECKING
ADVANTAGE PLUS CHECKING
CHECKING WITH INTEREST
PREFERRED CHECKING WITH INTEREST
CAMPUS CHECKING
HARVEST CLUB CHECKING
EveryDay Rewards Checking
 
Non-Interest Bearing Accounts
 
EveryDay Checking (Free Checking with Direct Deposit)
$100.00 minimum opening balance
Requirements
$100.00 minimum balance to open.
Benefits • No monthly maintenance fee
• No minimum balance requirement
• Unlimited check writing
• Free Online Banking and Bill Pay
• Free Dial Direct - 24 Hr. Bank by Phone access
• Free 24/7 access to over 150 ATMs (ATM Access)
• Free Visa Check Card
• Free eStatement with check images
• Overdraft Protection Options Available
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Advantage Checking
$100.00 minimum opening balance
Requirements
Maintain a minimum daily balance of $500.00, monthly balance of $750.00 or balance of $1,000.00 in a CSB savings account. No minimum balance requirement for seniors age 60 or better.
Service Charge None with qualifying balance.
If you drop below minimum balance requirements stated above: $7.50 per month maintenance fee plus $0.25 per debit without a qualifying balance.
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Advantage Plus Checking
$100.00 minimum opening balance
Requirements
Maintain a minimum daily balance of $1,500.00.
Maintain a minimum monthly balance of $3,000.00.
Account Benefits
Unlimited debits to the account 
First order of personalized checks at no charge
Community State Bank VISA or Mastercard with no annual fee (subject to credit approval)
Community Check Card - VISA (Debit Card) 
Overdraft protection
No fee for traveler's checks
Six photocopies per month
If you drop below minimum balance requirements stated above: $10.00 per month maintenance fee.
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Interest Bearing Accounts
 
new High Interest Free Checking Account new
EveryDay Rewards Checking
$100.00 minimum opening balance
Qualifications To earn the higher interest rate(s) and free ATM Fee Refunds nationwide, perform the following each qualifying cycle:


Make 12 Visa Check Card purchases per cycle.*
• Set up one Direct Deposit or authorize one Automatic   Payment from your account.
Enroll and receive your statements electronically.


Rewards

• Earn an amazing Annual Percentage Yield
  Interest is credited to the account monthly,
  based on the following tiers:
  On balances from $0.01 - $35,000
  On balances from $35,001 and over
  OR base rate for all balances if requirements are not met

• Automatically refund ATM fees nationwide.**
• No monthly maintenance fee
• No minimum balance requirement
• Unlimited check writing
• Free Online Banking and Bill Pay
• Free Dial Direct - 24 Hr. Bank by Phone access
• Free 24/7 access to over 150 ATMs (ATM Access)
• Free Visa Check Card
• Free eStatement with check images
• Overdraft Protection Options Available

Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details. Current interest rates are posted in the bank lobby and are subject to change without notice. They are solely determined by the bank. *Qualifying cycle means a period beginning one day prior to the current statement through one day prior to the close of the statement. **If qualifications are met, all ATM fees nationwide will be refunded on the last day of the monthly cycle. ATM Refunds will be refunded up to $20 per cycle.
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Checking with Interest
$500.00 minimum opening balance
Requirements
Maintain a minimum monthly average balance of $1,000.00 or minimum daily balance of $500.00. Unlimited check writing with the interest credited monthly.
Service Charge None with qualifying balance.
If you drop below minimum balance requirements stated above: No interest earned. $15.00 per month maintenance fee, plus $0.25 per debit without a qualifying balance.
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Preferred Checking with Interest
$1,000.00 minimum opening balance
Requirements
Maintain a minimum monthly average balance of $2,000.00 or minimum daily balance of $1,000.00.
Service Charge None with qualifying balance.
If you drop below minimum balance requirements stated above: No interest earned. $15.00 per month maintenance fee, plus $0.25 per debit without a qualifying balance.
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Specialty Accounts
 
Campus Checking (for Students)
$100.00 minimum opening balance
Requirements
No minimum balance, and no monthly service fee. Eligible students must notify CSB on an annual basis to have account fees waived.
Service Charge None
Special Note Students must present a valid college I.D. when opening the account.
 
Harvest Club Checking (for 55+)
$100.00 minimum opening balance
Requirements
Membership is available to anyone 55 or older maintaining $2,500 in a regular savings account, IRA savings account or Money Market account or $10,000 in a certificate of deposit or IRA certificate of deposit.
Account Benefits
Free personalized Harvest Club checks 
Direct deposit for Social Security & pension checks
No fee on Money Orders, Cashier's Checks
10% discount on safe deposit box rental
Monthly Harvest Club newsletter 
Trips, tours, social events 
Harvest Club identification card  
Membership Service Fee $15.00 per month (without qualifying balance).