| Statement
of Condition - at the close of
business on December 31, 2005 |
|
| ASSETS |
| Cash
and due from banks |
$ 15,202,000.00 |
| Federal
funds sold |
544,000.00 |
| Investment
securities held-to-maturity |
7,113,000.00 |
| Investment
securities available-for-sale |
15,437,000.00 |
| Loans |
|
| Commercial |
111,239,000.00 |
| Consumer |
6,956,000.00 |
| Agriculture |
9,783,000.00 |
| Real
Estate |
65,594,000.00 |
| Local
Municipalities |
4,592,000.00 |
| Other
Loans |
995,000.00 |
| Less:
Loan loss reserve account |
(3,399,000.00) |
| TOTAL
LOANS |
$195,760,000.00 |
| |
|
| Other
real estate owned |
48,000 |
| Building
& equipment |
4,319,000.00 |
| Accrued
interest receivables |
1,275,000.00 |
| Other
assets |
4,631,000.00 |
| TOTAL
ASSETS |
$
244,329,000.00 |
| |
|
| LIABILTIES |
| Deposits: |
|
| Demand |
51,327,000.00 |
| Now
Accounts |
16,673,000.00 |
| Savings |
82,455,000.00 |
| Time |
52,059,000.00 |
| TOTAL
DEPOSITS |
$202,514,000.00 |
| |
|
| Federal
Home Loan Bank Advances |
14,600,000.00 |
Federal
funds purchased & securities
sold under agreements to repurchase |
82,000.00 |
| Other
borrowings |
500,000.00 |
| Accrued
expenses |
1,848,000.00 |
| Other
liabilities |
165,000.00 |
| |
|
CAPITAL |
| Common
stock |
249,000.00 |
| Surplus |
7,251,000.00 |
| Undivided
profits |
17,437,000.00 |
Net
unrealized holding gains (losses)
on available-for-sale securities
|
(317,000.00) |
| Total
capital |
$24,620,000.00 |
| TOTAL
LIABILITIES & CAPITAL |
$244,329,000.00 |
| |
|
| |
|
This
financial information has not been reviewed or confirmed for
accuracy or
relevance by the Federal Deposit Insurance Corporation. |
|
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