Personal
Savings |
| STATEMENT
SAVINGS |
|
| PASSBOOK
SAVINGS |
| MONEY
MARKET INVESTMENT |
| PREFERRED MONEY
MARKET INVESTMENT |
| CERTIFICATES
OF DEPOSIT |
| CHRISTMAS
CLUB SAVINGS |
| IRA
SAVINGS ACCOUNT |
| KIDS
KLUB SAVINGS ACCOUNT |
 |
Statement
Savings -
Interest Bearing Account
$100.00
minimum opening balance |
| Requirements |
Maintain
a minimum daily balance of $200. No
minimum balance requirement for age 18 or younger.. |
| Special
Note |
Interest
is credited monthly. $1.00 for all debits in excess of 4 per
month. |
| If you drop below
minimum balance requirements stated above: |
$3.00
per month maintenance fee without a qualifying balance. No
interest earned. |
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Passbook
Savings
- Interest Bearing Account
$100.00
minimum opening balance |
| Requirements |
Maintain
a minimum daily balance of $200. No
minimum balance requirement for age 18 or younger. |
| Special
Note |
Interest
is credited quarterly. $1.00 for all debits in excess of
12 per quarter. |
| If you drop below
minimum balance requirements stated above: |
$9.00
maintenance fee per quarter without a qualifying balance.
No interest earned. |
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Money
Market Investment
- Interest Bearing Account
$1,000.00
minimum opening balance |
| Requirements |
Maintain
a minimum daily balance of $1,000.00. Minimum
amount of $100.00 per withdrawal. |
| Special
Note |
You
may make unlimited withdrawals (in person or by mail) and
a maximum of 6 pre-authorized, automatic or telephone transfer
withdrawals per month. |
| If you drop below
minimum balance requirements stated above: |
$15.00
maintenance fee per month without a qualifying balance. No
interest earned. |
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Preferred Money
Market Investment - Interest Bearing Account
$5,000.00
minimum opening balance |
| Requirements |
Maintain
a minimum daily balance of $5,000.00. Minimum
amount of $100.00 per withdrawal. |
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| Rates based on the following balances: |
| Balance less than $1,000 |
| $1,000-9,999.99 |
| $10,000-24,999.99 |
| $25,000-49,999.99 |
| $50,000-99,999.99 |
| Balance greater than $100,000 |
|
| If you drop below
minimum balance requirements stated above: |
$15.00
maintenance fee per month without a qualifying balance. No
interest earned. |
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Certificates
of Deposit
- Interest Bearing Account
$1,000.00
minimum opening balance |
| Availability |
Guaranteed
rates for terms ranging from 30 days to four years. Interest
can be added to the balance of your CD, credited to your savings
or checking account, or mailed to you in the form of an interest
check. The minimum deposit to open a CD is $1,000. |
| Special
Note |
There
are minimum balance requirements that must be met to have
interest compounded, receive checks, etc. An interest penalty
may be imposed for early withdrawal. |
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Christmas
Club Savings
- Interest Bearing Account
$5.00
minimum opening balance |
| Account
Options |
Weekly deposit
coupons available in $5.00, $10.00, $15.00, $20.00, $25.00
or larger as requested. |
| Details
|
Funds from
this interest earning account are distributed to the customer
by check in October or direct deposited into a CSB account. |
| Account closed before
maturity |
$20.00
and loss of accrued interest. |
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| IRA
Savings Account |
| Account
Details |
Start building
your "nest egg" with a Community State Bank IRA
Savings Account, one of the most effective ways to meet your
future financial goals. Interest on an IRA is deferred from
taxes until withdrawn; deposits may be tax deductible (see
a tax advisor). |
| Details |
Interest is
calculated and paid quarterly. |
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