Personal
Checking |
EVERYDAY REWARDS CHECKING  |
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| EVERYDAY
CHECKING |
| ADVANTAGE
CHECKING |
| ADVANTAGE PLUS CHECKING |
| CHECKING WITH INTEREST |
| PREFERRED CHECKING WITH INTEREST |
| CAMPUS
CHECKING |
| HARVEST
CLUB CHECKING |
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| Non-Interest Bearing Accounts |
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EveryDay
Checking (Free Checking with Direct Deposit)
$100.00
minimum opening balance |
| Requirements |
$100.00 minimum balance to open. |
| Benefits |
• No monthly maintenance fee
• No minimum balance requirement
• Unlimited check writing
• Free Online Banking and Bill Pay
• Free Dial Direct - 24 Hr. Bank by Phone access
• Free 24/7 access to over 150 ATMs (ATM Access)
• Free Visa Check Card
• Free eStatement with check images
• Overdraft Protection Options Available |
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Advantage
Checking
$100.00
minimum opening balance |
| Requirements |
Maintain
a minimum daily balance of $500.00, monthly balance of $750.00
or balance of $1,000.00 in a CSB savings account. No
minimum balance requirement for seniors age 60 or better.
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| Service
Charge |
None with qualifying balance. |
| If you drop below
minimum balance requirements stated above: |
$7.50 per
month maintenance fee plus $0.25 per debit without a qualifying
balance. |
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| Interest Bearing Accounts |
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| High Interest Free Checking Account |
EveryDay
Rewards Checking
$100.00
minimum opening balance |
| Qualifications |
To earn the higher interest rate(s) and free ATM Fee Refunds nationwide, perform the following each qualifying cycle:
• Make 12 Visa Check Card purchases per cycle.*
• Set up one Direct Deposit or authorize one Automatic Payment from your account.
• Enroll and receive your statements electronically.
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| Rewards |
• Earn an amazing Annual Percentage Yield
Interest is credited to the account monthly,
based on the following tiers:
On balances from $0.01 - $35,000
On balances from $35,001 and over
OR base rate for all balances if requirements are not met
• Automatically refund ATM fees nationwide.**
• No monthly maintenance fee
• No minimum balance requirement
• Unlimited check writing
• Free Online Banking and Bill Pay
• Free Dial Direct - 24 Hr. Bank by Phone access
• Free 24/7 access to over 150 ATMs (ATM Access)
• Free Visa Check Card
• Free eStatement with check images
• Overdraft Protection Options Available |
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Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details. Current interest rates are posted in the bank lobby and are subject to change without notice. They are solely determined by the bank. *Qualifying cycle means a period beginning one day prior to the current statement through one day prior to the close of the statement. **If qualifications are met, all ATM fees nationwide will be refunded on the last day of the monthly cycle. ATM Refunds will be refunded up to $20 per cycle. |
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Checking with Interest
$500.00
minimum opening balance |
| Requirements |
Maintain
a minimum monthly average balance of $1,000.00 or minimum
daily balance of $500.00. Unlimited check writing with the
interest credited monthly. |
| Service
Charge |
None with qualifying balance. |
| If you drop below
minimum balance requirements stated above: |
No interest earned. $15.00 per
month maintenance fee, plus $0.25 per debit without a qualifying
balance. |
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Preferred Checking with Interest
$1,000.00
minimum opening balance |
| Requirements |
Maintain
a minimum monthly average balance of $2,000.00 or minimum
daily balance of $1,000.00. Six (6) pre-authroized transactions allowed per month, limited to 3 checks. |
| Service
Charge |
None with qualifying balance. |
| If you drop below
minimum balance requirements stated above: |
No interest earned. $15.00 per
month maintenance fee, plus $0.25 per debit without a qualifying
balance. |
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| Specialty Accounts |
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Campus
Checking (for Students)
$100.00
minimum opening balance |
| Requirements |
No
minimum balance, and no monthly service fee. Eligible
students must notify CSB
on an annual basis
to have account fees waived. |
| Service
Charge |
None |
| Special
Note |
Students
must present a valid college I.D. when opening the account. |
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