|
Customer
Benefits
Greatly improved customer service is an immediate
benefit with Check Safekeeping. With all imaged
checks and documents virtually at our fingertips,
customers will enjoy expanded online access
to their accounts and quicker response times
at all of our convenient locations.
1)
Fast, convenient and free.
Check Safekeeping is an innovative way to present
all of your checks to you electronically providing
you faster more convenient service. Plus, Check
Safekeeping is a free service provided with
all Community State Bank checking accounts.
2)
Safe and secure.
Community State Bank safely stores all check
images indefinitely. Check Safekeeping is a
smart way to centralize and verify accurate
documentation. Check Safekeeping has also been
recognized as an effective process in helping
to reduce the incidence of check fraud.
3)
Easy, simplified
record keeping.
With Image Statements, reconciliation has never
been easier! For a minimal monthly fee, customers
may receive crisp, high-quality laser printouts
of check images and account details. The check
images will appear in numerical order, with
number, date paid and amount clearly printed
beneath each picture.
*
This is an optional service. In addition to monthly
service charges, a $5.00 monthly fee will be added
for this service. 4)
Easy storage.
More than 70 billion checks are written in the
United States each year. And if you’re
a busy person with your share of check transactions,
that's a lot of paper! With Check Safekeeping,
you no longer have to find storage space for
boxes of bulky, processed checks--just a simple,
easy-to-read statement.
5) It's automatic.
There is no need to apply for Check Safekeeping.
All Community State Bank checking customers
will automatically receive the convenience of
free Check Safekeeping.
6)
Widely accepted
and completely legal.
Image processing has become an acceptable form
of documentation and is considered proof of
payment as defined by the IRS. If you need a
copy of a check for any reason, the imaged check
is a legal representation.
Should
you need a copy of the back of one of your cancelled
checks for endorsement verification, one may
be obtained by simply contacting your local
Community State Bank office or printing the
image through online banking.
7)
Fast and accurate
answers from your bank.
Before imaging, it could take the bank days
to research an old check. Now if you have a
question, the bank has access to your cancelled
checks in just seconds!
|
